/* ============================================================
   Finanzteam SSR — Homepage v2 · "Agency grade"
   Premium motion design on Zurich CI
   ============================================================ */

* { box-sizing: border-box; }
html { scroll-behavior: auto; }

body {
  font-family: var(--font-sans);
  color: var(--ink);
  background: #fff;
  overflow-x: hidden;
}
body.no-scroll { overflow: hidden; }

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font: inherit; }

.container {
  max-width: 1360px;
  margin: 0 auto;
  padding: 0 clamp(24px, 4vw, 64px);
}

::selection { background: var(--zurich-blue); color: #fff; }

/* ============================================================
   Preloader
   ============================================================ */
.preloader {
  position: fixed; inset: 0; z-index: 9999;
  background: #07203A;
  display: flex; align-items: center; justify-content: center;
  flex-direction: column; gap: 28px;
  transition: transform 900ms cubic-bezier(0.76, 0, 0.24, 1);
}
.preloader.done { transform: translateY(-100%); }
.preloader img { height: clamp(120px, 16vw, 190px); width: auto; max-width: 78vw; opacity: 0; animation: plFade 600ms ease forwards 100ms; }
.preloader .pl-bar {
  width: 180px; height: 1px; background: rgba(255,255,255,0.15);
  overflow: hidden; position: relative;
}
.preloader .pl-bar i {
  position: absolute; inset: 0;
  background: #fff;
  transform: scaleX(0); transform-origin: left;
  animation: plBar 1100ms cubic-bezier(0.65, 0, 0.35, 1) forwards 150ms;
}
@keyframes plFade { to { opacity: 1; } }
@keyframes plBar { to { transform: scaleX(1); } }

/* ============================================================
   Scroll progress + custom cursor
   ============================================================ */
.scroll-progress {
  position: fixed; top: 0; left: 0; right: 0; height: 2px;
  z-index: 1000;
  background: transparent;
  pointer-events: none;
}
.scroll-progress i {
  display: block; height: 100%;
  background: var(--zurich-blue-bright);
  transform-origin: left;
  transform: scaleX(0);
}

.cursor-dot, .cursor-ring {
  position: fixed; top: 0; left: 0;
  pointer-events: none;
  z-index: 99999;
  border-radius: 50%;
  will-change: transform;
}
.cursor-dot {
  width: 8px; height: 8px;
  background: var(--zurich-blue-bright);
  margin: -4px 0 0 -4px;
}
.cursor-ring {
  width: 36px; height: 36px;
  border: 1.5px solid rgba(33,103,174,0.5);
  margin: -18px 0 0 -18px;
  transition: width 250ms ease, height 250ms ease, margin 250ms ease,
              background 250ms ease, border-color 250ms ease;
}
.cursor-ring.is-hover {
  width: 64px; height: 64px;
  margin: -32px 0 0 -32px;
  background: rgba(33,103,174,0.08);
  border-color: rgba(33,103,174,0.9);
}
@media (hover: none), (pointer: coarse) {
  .cursor-dot, .cursor-ring { display: none; }
}

/* ============================================================
   Header — hides on scroll down, glass on scroll
   ============================================================ */
.v2-header {
  position: fixed; top: 0; left: 0; right: 0;
  z-index: 900;
  height: 88px;
  display: flex; align-items: center;
  transition: transform 500ms cubic-bezier(0.4, 0, 0.2, 1),
              background 400ms ease, height 400ms ease,
              border-color 400ms ease, backdrop-filter 400ms ease;
  border-bottom: 1px solid transparent;
}
.v2-header.hidden { transform: translateY(-100%); }
.v2-header.glass {
  height: 72px;
  background: rgba(255,255,255,0.86);
  -webkit-backdrop-filter: blur(20px) saturate(160%);
  backdrop-filter: blur(20px) saturate(160%);
  border-bottom-color: rgba(10,41,69,0.08);
}
.v2-header .container {
  width: 100%;
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
}
.v2-logo img { height: 80px; width: auto; transition: height 400ms ease; }
.v2-header.glass .v2-logo img { height: 64px; }
.v2-logo .lw { display: block; }
.v2-logo .lb { display: none; }
.v2-header.glass .lw, .v2-header.on-light .lw { display: none; }
.v2-header.glass .lb, .v2-header.on-light .lb { display: block; }

.v2-nav { display: flex; gap: 6px; align-items: center; }
.v2-nav a {
  font-size: 14px; font-weight: 500;
  padding: 10px 16px;
  line-height: 1.5;
  border-radius: 999px;
  color: rgba(255,255,255,0.92);
  transition: background 200ms ease, color 200ms ease;
}
.v2-nav a:hover { background: rgba(255,255,255,0.12); }
.v2-header.glass .v2-nav a, .v2-header.on-light .v2-nav a { color: var(--ink); }
.v2-header.glass .v2-nav a:hover, .v2-header.on-light .v2-nav a:hover { background: rgba(10,41,69,0.06); color: var(--zurich-blue); }

/* ============================================================
   Barrierefreiheit — Skip-Link, Fokus, Mobilmenü
   ============================================================ */
.skip-link {
  position: fixed; top: 10px; left: 10px;
  z-index: 2000;
  background: var(--zurich-blue); color: #fff;
  padding: 12px 20px; border-radius: 10px;
  font-size: 15px; font-weight: 600;
  transform: translateY(-150%);
  transition: transform 200ms ease;
}
.skip-link:focus { transform: translateY(0); outline: 3px solid #fff; outline-offset: 2px; }

/* Sichtbarer Tastatur-Fokus (nur bei Keyboard-Navigation) */
:focus-visible {
  outline: 3px solid var(--zurich-blue-bright);
  outline-offset: 2px;
  border-radius: 4px;
}
.v2-header :focus-visible, .v2-hero :focus-visible { outline-color: #fff; }
.v2-field input:focus-visible, .v2-field select:focus-visible, .v2-field textarea:focus-visible { outline: none; }

/* Burger-Button (nur mobil sichtbar) */
.v2-burger {
  display: none;
  width: 46px; height: 46px;
  flex-direction: column; justify-content: center; align-items: center; gap: 5px;
  background: none; border: 0; cursor: pointer; padding: 0;
  margin-left: 4px;
}
.v2-burger span {
  display: block; width: 24px; height: 2px; border-radius: 2px;
  background: #fff;
  transition: transform 300ms ease, opacity 200ms ease, background 300ms ease;
}
.v2-header.glass .v2-burger span, .v2-header.on-light .v2-burger span { background: var(--ink); }
.v2-header.menu-open .v2-burger span { background: var(--ink); }
.v2-burger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.v2-burger.open span:nth-child(2) { opacity: 0; }
.v2-burger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobiles Navigations-Panel */
.v2-mobile-nav {
  position: fixed; top: 88px; left: 0; right: 0;
  background: #fff;
  border-bottom: 1px solid var(--gray-15);
  box-shadow: 0 24px 48px rgba(7,32,58,0.12);
  padding: 16px clamp(20px, 5vw, 40px) 28px;
  display: flex; flex-direction: column; gap: 4px;
  transform: translateY(-12px); opacity: 0; pointer-events: none;
  transition: transform 300ms cubic-bezier(0.22,1,0.36,1), opacity 250ms ease;
  z-index: 899;
}
.v2-mobile-nav.open { transform: translateY(0); opacity: 1; pointer-events: auto; }
.v2-mobile-nav nav { display: flex; flex-direction: column; }
.v2-mobile-nav a {
  font-size: 18px; font-weight: 500; color: var(--ink);
  padding: 15px 8px; border-bottom: 1px solid var(--gray-15);
}
.v2-mobile-nav a.active { color: var(--zurich-blue); font-weight: 600; }
.v2-mobile-nav .v2-mobile-cta {
  margin-top: 18px; text-align: center; border-bottom: 0;
  background: var(--zurich-blue); color: #fff;
  padding: 16px; border-radius: 999px; font-weight: 600;
}

/* ============================================================
   Buttons v2 — pill + arrow circle, magnetic
   ============================================================ */
.btn2 {
  position: relative;
  display: inline-flex; align-items: center; gap: 14px;
  padding: 6px 6px 6px 26px;
  border-radius: 999px;
  font-weight: 600; font-size: 15px;
  border: 1px solid transparent;
  cursor: pointer;
  overflow: hidden;
  transition: all 300ms cubic-bezier(0.4, 0, 0.2, 1);
  white-space: nowrap;
}
.btn2 .arr {
  width: 42px; height: 42px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  transition: transform 300ms cubic-bezier(0.34, 1.56, 0.64, 1);
}
.btn2 .arr svg { width: 18px; height: 18px; stroke-width: 2.2; transition: transform 300ms ease; }
.btn2:hover .arr svg { transform: translateX(2px) rotate(-45deg) ; }
.btn2:active { transform: scale(0.97); }

.btn2-solid { background: var(--zurich-blue); color: #fff; }
.btn2-solid .arr { background: rgba(255,255,255,0.18); color: #fff; }
.btn2-solid:hover { background: var(--zurich-blue-deep); box-shadow: 0 16px 40px rgba(15,76,129,0.35); }

.btn2-white { background: #fff; color: var(--zurich-blue-deep); }
.btn2-white .arr { background: var(--zurich-blue); color: #fff; }
.btn2-white:hover { box-shadow: 0 16px 48px rgba(0,0,0,0.25); }

.btn2-ghost {
  background: rgba(255,255,255,0.04);
  color: #fff;
  border-color: rgba(255,255,255,0.35);
  -webkit-backdrop-filter: blur(8px); backdrop-filter: blur(8px);
}
.btn2-ghost .arr { background: rgba(255,255,255,0.12); color: #fff; }
.btn2-ghost:hover { border-color: #fff; background: rgba(255,255,255,0.1); }

.btn2-outline { background: transparent; color: var(--zurich-blue); border-color: rgba(33,103,174,0.4); }
.btn2-outline .arr { background: var(--zurich-blue-50); color: var(--zurich-blue); }
.btn2-outline:hover { border-color: var(--zurich-blue); background: var(--zurich-blue-10); }

/* Globaler a:hover (dunkelblau + underline) darf Button-Text nicht überschreiben */
.btn2:hover, .btn2:focus { text-decoration: none; }
.btn2-solid:hover, .btn2-solid:focus { color: #fff; }
.btn2-white:hover, .btn2-white:focus { color: var(--zurich-blue-deep); }
.btn2-ghost:hover, .btn2-ghost:focus { color: #fff; }
.btn2-outline:hover, .btn2-outline:focus { color: var(--zurich-blue); }

/* Header-CTA dezenter: kleinere Pille + kleinerer Pfeil */
.v2-header .btn2 {
  font-size: 14px;
  padding: 4px 4px 4px 20px;
  gap: 10px;
}
.v2-header .btn2 .arr { width: 34px; height: 34px; }
.v2-header .btn2 .arr svg { width: 15px; height: 15px; }

/* Sende-Status & Fehlerhinweis im Formular */
.btn2.is-disabled { opacity: 0.6; pointer-events: none; cursor: default; }
.v2-send-error {
  background: var(--danger-bg, #fdecec);
  border: 1px solid var(--danger, #c0392b);
  color: var(--danger, #c0392b);
  border-radius: 12px;
  padding: 12px 15px;
  font-size: 13.5px;
  line-height: 1.5;
  margin-bottom: 16px;
}
.v2-send-error a { color: inherit; font-weight: 600; text-decoration: underline; }

/* ============================================================
   Split-text reveal
   ============================================================ */
.sl { display: block; overflow: hidden; padding-bottom: 0.12em; margin-bottom: -0.12em; }
.sl > span {
  display: block;
  transform: translateY(110%) rotate(2deg);
  transform-origin: left top;
  transition: transform 1000ms cubic-bezier(0.22, 1, 0.36, 1);
  will-change: transform;
}
.in-view .sl > span, .sl.go > span { transform: translateY(0) rotate(0); }

.fade-up {
  opacity: 0;
  transform: translateY(40px);
  transition: opacity 900ms cubic-bezier(0.22, 1, 0.36, 1), transform 900ms cubic-bezier(0.22, 1, 0.36, 1);
  will-change: transform, opacity;
}
.in-view .fade-up, .fade-up.in-view { opacity: 1; transform: translateY(0); }
[data-d="1"] { transition-delay: 90ms; }
[data-d="2"] { transition-delay: 180ms; }
[data-d="3"] { transition-delay: 270ms; }
[data-d="4"] { transition-delay: 360ms; }
[data-d="5"] { transition-delay: 450ms; }
[data-d="6"] { transition-delay: 540ms; }

/* Image clip reveal */
.clip-reveal {
  clip-path: inset(0 0 100% 0);
  transition: clip-path 1200ms cubic-bezier(0.65, 0, 0.35, 1);
  will-change: clip-path;
}
.in-view .clip-reveal, .clip-reveal.in-view { clip-path: inset(0 0 0% 0); }

/* ============================================================
   Hero v2
   ============================================================ */
.v2-hero {
  position: relative;
  min-height: 100vh; min-height: 100svh;
  color: #fff;
  overflow: hidden;
  isolation: isolate;
  display: flex; flex-direction: column;
}
.v2-hero-bg {
  position: absolute; inset: 0 0 -25% 0;
  z-index: 0;
  will-change: transform;
}
.v2-hero-bg .img {
  position: absolute; inset: 0;
  background-image: url('assets/team-hero.jpg');
  background-size: cover;
  background-position: center top;
  animation: kenburns 18s ease-out forwards;
  transform-origin: 50% 0%;
}
@keyframes kenburns {
  from { transform: scale(1.05); }
  to { transform: scale(1.0); }
}
.v2-hero-bg .scrim {
  position: absolute; inset: 0;
  background:
    linear-gradient(92deg,
      rgba(5,24,46,0.96) 0%,
      rgba(7,35,66,0.88) 26%,
      rgba(12,55,100,0.55) 46%,
      rgba(20,70,120,0.18) 62%,
      rgba(255,255,255,0) 80%),
    linear-gradient(180deg, rgba(5,20,40,0.35) 0%, rgba(0,0,0,0) 22%, rgba(0,0,0,0) 58%, rgba(4,18,36,0.82) 100%);
}
.v2-hero-content {
  position: relative; z-index: 2;
  flex: 1;
  display: grid;
  align-content: center;
  padding-top: 88px;
}
.v2-hero .eyebrow-pill {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 9px 18px;
  border-radius: 999px;
  border: 1px solid rgba(255,255,255,0.28);
  background: rgba(255,255,255,0.07);
  -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px);
  font-size: 13px; font-weight: 500; letter-spacing: 0.05em;
  width: fit-content;
  margin-bottom: 36px;
}
.v2-hero .eyebrow-pill .dot {
  width: 7px; height: 7px; border-radius: 50%;
  background: #5dd39e;
  animation: pulse2 2.2s infinite;
}
@keyframes pulse2 {
  0% { box-shadow: 0 0 0 0 rgba(93,211,158,0.6); }
  70% { box-shadow: 0 0 0 9px rgba(93,211,158,0); }
  100% { box-shadow: 0 0 0 0 rgba(93,211,158,0); }
}
.v2-hero h1 {
  font-size: clamp(52px, 8.4vw, 132px);
  line-height: 0.96;
  font-weight: 600;
  letter-spacing: -0.03em;
  color: #fff;
  margin: 0 0 36px;
  max-width: 14ch;
}
.v2-hero h1 .thin {
  font-weight: 300;
  font-style: italic;
  color: #9ec9ee;
  letter-spacing: -0.02em;
}
.v2-hero .lead {
  font-size: clamp(17px, 1.5vw, 21px);
  line-height: 1.55;
  color: rgba(255,255,255,0.85);
  max-width: 52ch;
  margin: 0 0 44px;
  text-wrap: pretty;
}
.v2-hero-actions { display: flex; gap: 16px; flex-wrap: wrap; align-items: center; }

/* Hero bottom marquee */
.v2-hero-marquee {
  position: relative; z-index: 2;
  border-top: 1px solid rgba(255,255,255,0.16);
  -webkit-backdrop-filter: blur(6px); backdrop-filter: blur(6px);
  background: rgba(5,24,46,0.30);
  overflow: hidden;
  padding: 18px 0;
}
.marquee-track {
  display: flex; gap: 0;
  width: max-content;
  animation: marquee 36s linear infinite;
}
.v2-hero-marquee:hover .marquee-track { animation-play-state: paused; }
@keyframes marquee {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}
.marquee-item {
  display: inline-flex; align-items: center; gap: 14px;
  padding: 0 36px;
  font-size: 14px; font-weight: 500;
  color: rgba(255,255,255,0.85);
  white-space: nowrap;
}
.marquee-item svg { width: 17px; height: 17px; color: #9ec9ee; flex-shrink: 0; }
.marquee-item .sep { color: rgba(255,255,255,0.25); margin-left: 36px; }

/* ============================================================
   Section scaffolding v2
   ============================================================ */
.v2-section { padding: clamp(90px, 11vw, 170px) 0; position: relative; }
.v2-eyebrow {
  display: flex; align-items: center; gap: 14px;
  font-size: 12px; font-weight: 600;
  letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--zurich-blue);
  margin-bottom: 22px;
}
.v2-eyebrow .idx { font-feature-settings: 'tnum'; opacity: 0.55; }
.v2-eyebrow::after { content: ''; width: 44px; height: 1px; background: currentColor; opacity: 0.5; }
.v2-eyebrow.on-dark { color: #9ec9ee; }
.v2-title {
  font-size: clamp(36px, 4.8vw, 68px);
  font-weight: 600;
  line-height: 1.02;
  letter-spacing: -0.025em;
  color: var(--ink);
  margin: 0 0 24px;
  max-width: 20ch;
  text-wrap: balance;
}
.v2-title .accent { color: var(--zurich-blue); }
.v2-title .it { font-style: italic; font-weight: 300; }
.v2-lead {
  font-size: clamp(16px, 1.3vw, 19px);
  line-height: 1.6;
  color: var(--gray-60);
  max-width: 58ch;
  text-wrap: pretty;
  margin: 0;
}
.v2-head-row {
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: 64px;
  align-items: end;
  margin-bottom: clamp(48px, 6vw, 88px);
}

/* ============================================================
   Stats band v2 — dark, parallax number wall
   ============================================================ */
.v2-stats {
  background: var(--sand);
  overflow: hidden;
  position: relative;
}
.v2-stats::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 50% 60% at 85% 10%, rgba(33,103,174,0.06), transparent 70%);
  pointer-events: none;
}

/* ============================================================
   Marken-Moment — großes Logo mit elegantem Reveal
   ============================================================ */
.v2-brand {
  position: relative;
  background:
    radial-gradient(ellipse 70% 90% at 50% 50%, rgba(33,103,174,0.30), transparent 72%),
    linear-gradient(180deg, #051628 0%, #07203A 50%, #051628 100%);
  padding: clamp(96px, 14vw, 200px) clamp(24px, 4vw, 64px);
  overflow: hidden;
  text-align: center;
}
.v2-brand::before,
.v2-brand::after {
  content: '';
  position: absolute;
  width: 1px; height: 100%;
  top: 0;
  background: linear-gradient(180deg, transparent, rgba(158,201,238,0.18), transparent);
  pointer-events: none;
}
.v2-brand::before { left: 16%; }
.v2-brand::after { right: 16%; }
.v2-brand-inner {
  position: relative; z-index: 1;
  max-width: 900px; margin: 0 auto;
  display: flex; flex-direction: column; align-items: center;
}
.v2-brand-eyebrow {
  font-size: 12px; font-weight: 600;
  letter-spacing: 0.24em; text-transform: uppercase;
  color: #9ec9ee;
  margin-bottom: clamp(36px, 5vw, 64px);
}
.v2-brand-logo {
  width: clamp(280px, 56vw, 720px);
  /* Reveal: von unten freilegen */
  clip-path: inset(0 0 100% 0);
  opacity: 0;
  transform: translateY(24px) scale(0.98);
  transition:
    clip-path 1400ms cubic-bezier(0.22, 1, 0.36, 1) 120ms,
    opacity 1000ms ease 120ms,
    transform 1400ms cubic-bezier(0.22, 1, 0.36, 1) 120ms;
  will-change: clip-path, opacity, transform;
  filter: drop-shadow(0 20px 60px rgba(0,0,0,0.4));
}
.in-view .v2-brand-logo {
  clip-path: inset(0 0 0% 0);
  opacity: 1;
  transform: translateY(0) scale(1);
}
.v2-brand-logo img { width: 100%; height: auto; display: block; }
.v2-brand-claim {
  font-size: clamp(17px, 1.7vw, 23px);
  font-weight: 300;
  line-height: 1.55;
  color: rgba(255,255,255,0.82);
  max-width: 30ch;
  margin: clamp(36px, 5vw, 60px) 0 0;
  text-wrap: balance;
}
.v2-brand-claim strong, .v2-brand-claim b { color: #fff; font-weight: 600; }
.v2-brand-line {
  margin-top: clamp(40px, 5vw, 64px);
  width: 0; height: 2px;
  background: linear-gradient(90deg, transparent, var(--zurich-blue-bright), transparent);
  transition: width 1400ms cubic-bezier(0.22, 1, 0.36, 1) 500ms;
  border-radius: 99px;
}
.in-view .v2-brand-line { width: min(280px, 60%); }
@media (max-width: 800px) {
  .v2-brand::before { left: 6%; }
  .v2-brand::after { right: 6%; }
}
.v2-stats .v2-title { color: var(--ink); }
.v2-stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: clamp(24px, 3vw, 48px);
  position: relative; z-index: 1;
}
.v2-stat {
  border-top: 1px solid var(--sand-deep);
  padding-top: 28px;
  position: relative;
}
.v2-stat::before {
  content: '';
  position: absolute; top: -1px; left: 0;
  width: 0; height: 1px;
  background: var(--zurich-blue-bright);
  transition: width 1400ms cubic-bezier(0.22, 1, 0.36, 1) 200ms;
}
.in-view .v2-stat::before { width: 100%; }
.v2-stat .num {
  font-size: clamp(54px, 6.5vw, 104px);
  font-weight: 600;
  letter-spacing: -0.04em;
  line-height: 1;
  font-feature-settings: 'tnum';
  margin-bottom: 18px;
  color: var(--ink);
  display: flex; align-items: baseline;
}
.v2-stat .num .unit { font-size: 0.42em; font-weight: 300; color: var(--zurich-blue); margin-left: 6px; }
.v2-stat .lbl { font-size: 15px; line-height: 1.55; color: var(--gray-60); max-width: 240px; }

/* ============================================================
   Products v2 — tilt cards
   ============================================================ */
.v2-products { background: var(--sand); }
.v2-tabs {
  display: inline-flex;
  background: var(--gray-05);
  border: 1px solid var(--gray-15);
  padding: 5px;
  border-radius: 999px;
  margin-bottom: clamp(40px, 5vw, 64px);
  gap: 4px;
  position: relative;
}
.v2-tab {
  padding: 12px 26px;
  border-radius: 999px;
  font-size: 14.5px; font-weight: 600;
  cursor: pointer;
  border: 0;
  background: transparent;
  color: var(--gray-60);
  transition: color 250ms ease, background 250ms ease, box-shadow 250ms ease;
}
.v2-tab.active {
  background: var(--zurich-blue);
  color: #fff;
  box-shadow: 0 8px 24px rgba(33,103,174,0.35);
}

.v2-product-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

/* ---------- Unternehmenskonzept-Banner (Gewerbe-Tab) ---------- */
.v2-bizconcept {
  grid-column: 1 / -1;
  background: linear-gradient(155deg, #1463A6 0%, #0F4C81 45%, #07203A 100%);
  border-radius: 28px;
  padding: clamp(30px, 4vw, 56px);
  margin-bottom: 8px;
  position: relative;
  overflow: hidden;
  box-shadow: 0 34px 80px rgba(7,32,58,0.26);
}
.v2-bizconcept::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 40% 60% at 88% 4%, rgba(255,255,255,0.10), transparent 70%),
    radial-gradient(ellipse 50% 70% at 4% 100%, rgba(31,122,188,0.32), transparent 72%);
  pointer-events: none;
}
.v2-bizconcept > * { position: relative; z-index: 1; }
.v2-bizconcept-head { max-width: 760px; margin-bottom: clamp(26px, 3vw, 40px); }
.v2-bizconcept-tag {
  display: inline-flex; align-items: center; gap: 9px;
  font-size: 12px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase;
  color: #9ec9ee; margin-bottom: 16px;
}
.v2-bizconcept-tag svg { width: 16px; height: 16px; }
.v2-bizconcept-head h3 {
  font-size: clamp(28px, 3.6vw, 46px);
  font-weight: 600; line-height: 1.05; letter-spacing: -0.02em;
  color: #fff; margin: 0 0 16px;
}
.v2-bizconcept-head h3 .it { font-style: italic; font-weight: 300; color: #9ec9ee; }
.v2-bizconcept-head p {
  font-size: clamp(15px, 1.5vw, 17px); line-height: 1.62;
  color: rgba(255,255,255,0.82); margin: 0;
}

/* Modul-Raster: links 2, Mitte (Essentials) groß, rechts 3 */
.v2-bizmod-grid {
  display: grid;
  grid-template-columns: 1fr 1.12fr 1fr;
  grid-template-rows: repeat(6, auto);
  gap: 14px;
  grid-template-areas:
    "manager  essentials legal"
    "manager  essentials legal"
    "manager  essentials property"
    "staff    essentials property"
    "staff    essentials online"
    "staff    essentials online";
}
.v2-bizmod {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(158,201,238,0.20);
  border-radius: 18px;
  padding: clamp(18px, 1.8vw, 24px);
  display: flex; align-items: flex-start; gap: 15px;
  -webkit-backdrop-filter: blur(4px); backdrop-filter: blur(4px);
  transition: transform 300ms cubic-bezier(0.22,1,0.36,1), background 300ms ease, border-color 300ms ease;
}
.v2-bizmod:hover { transform: translateY(-3px); background: rgba(255,255,255,0.12); border-color: rgba(158,201,238,0.45); }
.v2-bizmod .ic {
  width: 46px; height: 46px; border-radius: 12px; flex-shrink: 0;
  background: rgba(255,255,255,0.12); color: #9ec9ee;
  display: flex; align-items: center; justify-content: center;
}
.v2-bizmod .ic svg { width: 22px; height: 22px; }
.v2-bizmod .cat {
  display: block;
  font-size: 11px; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase;
  color: #9ec9ee; margin-bottom: 4px;
}
.v2-bizmod h4 { font-size: 17px; font-weight: 600; color: #fff; margin: 0 0 7px; letter-spacing: -0.01em; }
.v2-bizmod p { font-size: 13.5px; line-height: 1.55; color: rgba(255,255,255,0.74); margin: 0; }

/* Essentials — Herzstück (orange) */
.v2-bizmod.essentials {
  flex-direction: column; justify-content: center; text-align: center;
  background: linear-gradient(165deg, #F5A623 0%, #E8870E 100%);
  border-color: transparent;
  padding: clamp(28px, 3vw, 40px);
  box-shadow: 0 24px 56px rgba(232,135,14,0.4);
}
.v2-bizmod.essentials:hover { transform: translateY(-4px); background: linear-gradient(165deg, #F7B135 0%, #EE9015 100%); }
.v2-bizmod.essentials .kicker {
  font-size: 12px; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase;
  color: rgba(50,28,0,0.65);
}
.v2-bizmod.essentials h4 {
  font-size: clamp(26px, 3vw, 38px); font-weight: 700; letter-spacing: -0.01em;
  color: #2A1800; margin: 8px 0 12px; text-transform: uppercase;
}
.v2-bizmod.essentials p { color: rgba(42,24,0,0.82); font-size: 14.5px; max-width: 34ch; margin: 0 auto; }
.v2-bizmod.essentials .ic {
  order: -1; width: 56px; height: 56px; border-radius: 15px;
  background: rgba(255,255,255,0.35); color: #5A3500; margin-bottom: 4px;
}
.v2-bizmod.essentials .ic svg { width: 27px; height: 27px; }

.v2-bizconcept-cta {
  display: flex; align-items: center; gap: 22px; flex-wrap: wrap;
  margin-top: clamp(26px, 3vw, 38px);
}
.v2-bizconcept-note { font-size: 13.5px; color: rgba(255,255,255,0.72); }

@media (max-width: 860px) {
  .v2-bizmod-grid {
    grid-template-columns: 1fr;
    grid-template-rows: none;
    grid-template-areas:
      "essentials"
      "manager"
      "staff"
      "legal"
      "property"
      "online";
  }
}
.v2-pcard {
  position: relative;
  background: #fff;
  border: 1px solid var(--gray-15);
  border-radius: 20px;
  padding: 34px;
  display: flex; flex-direction: column; gap: 14px;
  cursor: pointer;
  overflow: hidden;
  transform-style: preserve-3d;
  transition: border-color 300ms ease, box-shadow 300ms ease;
  will-change: transform;
}
.v2-pcard:hover {
  border-color: rgba(33,103,174,0.35);
  box-shadow: 0 30px 60px rgba(15,76,129,0.14);
}
.v2-pcard .glow {
  position: absolute; inset: 0;
  background: radial-gradient(420px circle at var(--mx, 50%) var(--my, 50%), rgba(33,103,174,0.07), transparent 65%);
  opacity: 0;
  transition: opacity 300ms ease;
  pointer-events: none;
}
.v2-pcard:hover .glow { opacity: 1; }
.v2-pcard .ic {
  width: 54px; height: 54px;
  border-radius: 16px;
  background: var(--zurich-blue-50);
  color: var(--zurich-blue);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 10px;
  transition: all 350ms cubic-bezier(0.34, 1.56, 0.64, 1);
}
.v2-pcard:hover .ic {
  background: var(--zurich-blue);
  color: #fff;
  transform: scale(1.08) rotate(-4deg);
  box-shadow: 0 10px 24px rgba(33,103,174,0.35);
}
.v2-pcard .ic svg { width: 26px; height: 26px; stroke-width: 1.8; }
.v2-pcard h3 { font-size: 21px; font-weight: 600; color: var(--ink); margin: 0; letter-spacing: -0.01em; }
.v2-pcard p { font-size: 14.5px; line-height: 1.6; color: var(--gray-60); margin: 0; flex: 1; }
.v2-pcard .link {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 14px; font-weight: 600; color: var(--zurich-blue);
  margin-top: 6px;
}
.v2-pcard .link svg { width: 15px; height: 15px; transition: transform 250ms ease; }
.v2-pcard:hover .link svg { transform: translateX(5px); }

.v2-pcard.hero-card {
  grid-column: span 3;
  background: linear-gradient(115deg, #0A2945 0%, var(--zurich-blue) 75%, var(--zurich-blue-bright) 100%);
  border: 0;
  color: #fff;
  flex-direction: row;
  align-items: center;
  gap: 40px;
  padding: clamp(32px, 4vw, 56px);
}
.v2-pcard.hero-card .glow {
  background: radial-gradient(520px circle at var(--mx, 50%) var(--my, 50%), rgba(255,255,255,0.10), transparent 65%);
}
.v2-pcard.hero-card .ic {
  width: 76px; height: 76px;
  background: rgba(255,255,255,0.14);
  color: #fff;
  border-radius: 22px;
}
.v2-pcard.hero-card .ic svg { width: 34px; height: 34px; }
.v2-pcard.hero-card:hover .ic { background: rgba(255,255,255,0.24); }
.v2-pcard.hero-card h3 { color: #fff; font-size: clamp(24px, 2.4vw, 32px); }
.v2-pcard.hero-card p { color: rgba(255,255,255,0.85); font-size: 16px; max-width: 60ch; }
.v2-pcard.hero-card .link { color: #fff; font-size: 15px; }
.v2-pcard.hero-card .badge {
  position: absolute; top: 24px; right: 24px;
  font-size: 11px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase;
  background: rgba(255,255,255,0.16);
  border: 1px solid rgba(255,255,255,0.25);
  padding: 7px 14px; border-radius: 999px;
}

/* ============================================================
   Process v2 — sticky giant numbers
   ============================================================ */
.v2-process { background: #fff; overflow: visible; }
.v2-process-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: clamp(40px, 6vw, 100px);
  align-items: start;
}
.v2-process-sticky {
  position: sticky;
  top: 16vh;
}
.v2-pfocus {
  position: relative;
  border-radius: 26px;
  padding: clamp(30px, 3.4vw, 48px);
  background: linear-gradient(150deg, #0F4C81 0%, #07203A 100%);
  box-shadow: 0 30px 70px rgba(7,32,58,0.22);
  overflow: hidden;
  min-height: clamp(320px, 34vw, 420px);
  display: flex;
  flex-direction: column;
}
.v2-pfocus::after {
  content: '';
  position: absolute; right: -30%; top: -30%;
  width: 90%; height: 90%;
  background: radial-gradient(circle, rgba(33,103,174,0.4), transparent 65%);
  pointer-events: none;
}
.v2-pfocus-ghost {
  position: absolute;
  right: clamp(10px, 2vw, 28px);
  bottom: clamp(-18px, -1vw, -8px);
  font-size: clamp(200px, 26vw, 360px);
  font-weight: 700;
  line-height: 0.8;
  letter-spacing: -0.06em;
  color: rgba(255,255,255,0.06);
  font-feature-settings: 'tnum';
  pointer-events: none;
  z-index: 0;
}
.v2-pfocus-top {
  position: relative; z-index: 1;
  display: flex; align-items: center; justify-content: space-between;
  gap: 16px;
}
.v2-pfocus-icons { display: flex; gap: 10px; }
.v2-pfocus-ic {
  width: clamp(46px, 5vw, 58px); height: clamp(46px, 5vw, 58px);
  border-radius: 15px;
  display: flex; align-items: center; justify-content: center;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(158,201,238,0.18);
  color: rgba(158,201,238,0.55);
  transition: all 400ms cubic-bezier(0.22,1,0.36,1);
  transform: scale(0.86);
}
.v2-pfocus-ic svg { width: 22px; height: 22px; stroke-width: 1.8; }
.v2-pfocus-ic.active {
  background: #fff;
  border-color: #fff;
  color: var(--zurich-blue);
  transform: scale(1);
  box-shadow: 0 12px 30px rgba(0,0,0,0.28);
}
.v2-pfocus-kicker {
  font-size: 12px; font-weight: 700;
  letter-spacing: 0.16em; text-transform: uppercase;
  color: #9ec9ee;
  font-feature-settings: 'tnum';
  white-space: nowrap;
}
.v2-pfocus-title {
  position: relative; z-index: 1;
  margin: auto 0 0;
  font-size: clamp(30px, 3.6vw, 46px);
  font-weight: 600;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: #fff;
}
.v2-pfocus-rail {
  position: relative; z-index: 1;
  display: grid; grid-auto-flow: column; grid-auto-columns: 1fr;
  gap: 8px; margin-top: clamp(22px, 2.6vw, 30px);
}
.v2-pfocus-rail .seg {
  height: 4px; border-radius: 999px;
  background: rgba(255,255,255,0.14);
  overflow: hidden; position: relative;
}
.v2-pfocus-rail .seg::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(90deg, #9ec9ee, #fff);
  transform: scaleX(0); transform-origin: left;
  transition: transform 500ms cubic-bezier(0.22,1,0.36,1);
}
.v2-pfocus-rail .seg.done::after { transform: scaleX(1); }
.v2-steps { display: flex; flex-direction: column; }
.v2-step {
  border-top: 1px solid var(--gray-15);
  padding: clamp(28px, 3vw, 44px) 0;
  cursor: pointer;
}
.v2-step:last-child { border-bottom: 1px solid var(--gray-15); }
.v2-step .head {
  display: flex; align-items: baseline; gap: 20px;
}
.v2-step .n {
  font-size: 13px; font-weight: 600;
  color: var(--zurich-blue);
  font-feature-settings: 'tnum';
  opacity: 0.6;
  flex-shrink: 0;
  transition: opacity 300ms ease;
}
.v2-step h3 {
  font-size: clamp(24px, 2.6vw, 36px);
  font-weight: 500;
  letter-spacing: -0.015em;
  color: var(--gray-40);
  margin: 0;
  transition: color 400ms ease, transform 400ms cubic-bezier(0.22, 1, 0.36, 1);
  transform-origin: left center;
}
.v2-step.active h3 { color: var(--ink); transform: translateX(6px); }
.v2-step.active .n { opacity: 1; }
.v2-step p {
  font-size: 15.5px; line-height: 1.6;
  color: var(--gray-60);
  margin: 0;
  max-width: 56ch;
  max-height: 0;
  overflow: hidden;
  opacity: 0;
  padding-left: 33px;
  transition: max-height 500ms cubic-bezier(0.22, 1, 0.36, 1), opacity 500ms ease, margin-top 500ms ease;
}
.v2-step.active p { max-height: 220px; opacity: 1; margin-top: 14px; }

/* ============================================================
   Team v2 — editorial grid
   ============================================================ */
.v2-team { background: #07203A; color: #fff; }
.v2-team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.v2-tcard { position: relative; cursor: pointer; }
.v2-tphoto {
  aspect-ratio: 3/4;
  border-radius: 18px;
  overflow: hidden;
  position: relative;
  background: var(--gray-05);
}
.v2-tphoto img {
  position: absolute; inset: 0;
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: center 15%;
  filter: grayscale(28%) contrast(1.01);
  transform: scale(1.015);
  transition: filter 600ms ease, transform 900ms cubic-bezier(0.22, 1, 0.36, 1);
}
.v2-tcard:hover .v2-tphoto img {
  filter: grayscale(0%);
  transform: scale(1.06);
}
.v2-tphoto::after {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(180deg, transparent 62%, rgba(7,32,58,0.55) 100%);
  opacity: 0;
  transition: opacity 500ms ease;
  pointer-events: none;
}
.v2-tcard:hover .v2-tphoto::after { opacity: 1; }
.v2-tphoto .gf-badge {
  position: absolute; bottom: 14px; left: 14px; z-index: 2;
  font-size: 10px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase;
  color: #fff;
  background: rgba(33,103,174,0.92);
  padding: 7px 12px;
  border-radius: 999px;
  -webkit-backdrop-filter: blur(4px); backdrop-filter: blur(4px);
}
.v2-tinfo {
  display: flex; align-items: baseline; justify-content: space-between;
  padding: 18px 6px 0;
  gap: 12px;
}
.v2-tinfo .name { font-size: 18px; font-weight: 600; color: #fff; letter-spacing: -0.01em; }
.v2-tinfo .role { font-size: 12.5px; font-weight: 500; color: rgba(255,255,255,0.6); text-align: right; flex-shrink: 0; }
.v2-team .v2-title { color: #fff; }
.v2-team .v2-title .accent { color: #9ec9ee; }
.v2-team .v2-lead { color: rgba(255,255,255,0.72); }
.v2-tphoto { background: rgba(255,255,255,0.06); }

/* ============================================================
   Testimonials v2 — dark, oversized quotes
   ============================================================ */
.v2-quotes {
  background: #07203A;
  color: #fff;
  overflow: hidden;
}
.v2-quotes .v2-title { color: #fff; }
.v2-quote-rail {
  display: flex; gap: 22px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scrollbar-width: none;
  margin: 0 calc(-1 * clamp(24px, 4vw, 64px));
  padding: 10px clamp(24px, 4vw, 64px);
  cursor: grab;
}
.v2-quote-rail.dragging { cursor: grabbing; scroll-snap-type: none; }
.v2-quote-rail::-webkit-scrollbar { display: none; }
.v2-qcard {
  flex: 0 0 min(520px, 84vw);
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 22px;
  padding: clamp(28px, 3vw, 44px);
  scroll-snap-align: start;
  -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px);
  display: flex; flex-direction: column;
  transition: border-color 300ms ease, background 300ms ease, transform 300ms ease;
}
.v2-qcard:hover {
  border-color: rgba(158,201,238,0.45);
  background: rgba(255,255,255,0.08);
  transform: translateY(-4px);
}
.v2-qcard .qm {
  font-size: 88px; line-height: 0.4;
  font-family: Georgia, serif;
  color: var(--zurich-blue-bright);
  margin-bottom: 30px;
  user-select: none;
}
.v2-qcard blockquote {
  font-size: clamp(17px, 1.5vw, 20px);
  line-height: 1.55;
  font-weight: 300;
  color: rgba(255,255,255,0.95);
  margin: 0 0 32px;
  flex: 1;
}
.v2-qcard .person { display: flex; align-items: center; gap: 14px; }
.v2-qcard .avatar {
  width: 46px; height: 46px; border-radius: 50%;
  flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-weight: 600; font-size: 15px;
  color: #fff;
  background: linear-gradient(135deg, var(--zurich-blue) 0%, var(--zurich-blue-bright) 100%);
}
.v2-qcard .pname { font-weight: 600; font-size: 15px; }
.v2-qcard .pmeta { font-size: 13px; color: rgba(255,255,255,0.6); margin-top: 3px; }

/* Google-Bewertungen: Sterne, G-Logo, Badge */
.v2-stars-row { display: inline-flex; gap: 3px; }
.v2-stars-row svg { width: 17px; height: 17px; fill: #FBBC05; }
.v2-google-g { width: 22px; height: 22px; flex-shrink: 0; }
.v2-qcard-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 18px; }
.v2-google-badge {
  display: flex; align-items: center; gap: 16px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(158,201,238,0.22);
  border-radius: 16px;
  padding: 16px 20px;
  max-width: 360px;
  align-self: center;
}
.v2-google-badge .v2-google-g { width: 30px; height: 30px; }
.v2-google-meta { display: flex; flex-direction: column; gap: 5px; }
.v2-google-meta > span { font-size: 13px; color: rgba(255,255,255,0.75); line-height: 1.4; }
.v2-google-meta a { font-size: 13.5px; font-weight: 600; color: #9ec9ee; }
.v2-google-meta a:hover { color: #fff; text-decoration: none; }
@media (max-width: 700px) { .v2-google-badge { max-width: none; margin-top: 18px; } }
.v2-rail-foot {
  display: flex; align-items: center; justify-content: space-between;
  gap: 24px; margin-top: 40px;
}
.v2-rail-bar { flex: 1; max-width: 280px; height: 2px; background: rgba(255,255,255,0.14); border-radius: 99px; overflow: hidden; }
.v2-rail-bar i { display: block; height: 100%; background: #9ec9ee; width: 20%; transition: width 300ms ease; border-radius: 99px;}
.v2-rail-nav { display: flex; gap: 10px; }
.v2-rail-btn {
  width: 52px; height: 52px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.25);
  background: rgba(255,255,255,0.04);
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  cursor: pointer;
  transition: all 250ms ease;
}
.v2-rail-btn:hover { background: #fff; color: #07203A; border-color: #fff; transform: scale(1.05); }
.v2-rail-btn svg { width: 20px; height: 20px; }

/* ============================================================
   Locations v2
   ============================================================ */
.v2-loc { background: var(--sand); }
.v2-loc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(40px, 5vw, 80px);
  align-items: center;
}
.v2-map {
  position: relative;
  aspect-ratio: 330/245;
  border-radius: 24px;
  overflow: hidden;
  background: #DCD5C2;
  box-shadow: 0 32px 80px rgba(15,76,129,0.14);
  container-type: inline-size;
}
.v2-map svg.base { width: 100%; height: 100%; display: block; }
.v2-map-pin {
  position: absolute;
  transform: translate(-50%, -100%);
  background: none; border: 0; padding: 0;
  cursor: pointer;
  z-index: 5;
  transition: transform 250ms cubic-bezier(0.34, 1.56, 0.64, 1);
}
.v2-map-pin:hover { transform: translate(-50%, -106%) scale(1.06); }
.v2-map-pin .pulse {
  position: absolute; top: -6px; left: 50%;
  width: 52px; height: 52px;
  border-radius: 50%;
  background: rgba(33,103,174,0.28);
  transform: translateX(-50%);
  animation: pinPulse2 2.2s infinite;
  pointer-events: none;
}
@keyframes pinPulse2 {
  0% { transform: translateX(-50%) scale(0.45); opacity: 1; }
  100% { transform: translateX(-50%) scale(2.4); opacity: 0; }
}
.v2-map-pin .tag {
  position: absolute;
  top: -32px; left: 50%;
  transform: translateX(-50%);
  background: #07203A; color: #fff;
  font-size: 11.5px; font-weight: 600;
  padding: 6px 12px; border-radius: 8px;
  white-space: nowrap;
  opacity: 1;
  box-shadow: 0 4px 12px rgba(7,32,58,0.25);
  transition: transform 250ms ease, background 250ms ease;
  pointer-events: none;
}
.v2-map-pin .tag::after {
  content: '';
  position: absolute;
  bottom: -4px; left: 50%;
  transform: translateX(-50%);
  border-left: 5px solid transparent;
  border-right: 5px solid transparent;
  border-top: 5px solid #07203A;
}
.v2-map-pin:hover .tag { transform: translateX(-50%) translateY(-3px); }
.v2-map-pin.active .tag { background: var(--zurich-blue); }
.v2-map-pin.active .tag::after { border-top-color: var(--zurich-blue); }
/* Ausweich-Position: Tag höher, wenn Nachbar-Tags kollidieren würden */
.v2-map-pin.tag-high .tag { top: -48px; }
.v2-map-pin.tag-high .tag::after {
  bottom: -14px;
  border-left-width: 4px;
  border-right-width: 4px;
  border-top: 14px solid #07203A;
}
.v2-map-pin.tag-high.active .tag::after { border-top-color: var(--zurich-blue); }
@container (max-width: 480px) {
  .v2-map-pin .tag { font-size: 10px; padding: 5px 9px; top: -28px; }
  .v2-map-pin.tag-high .tag { top: -44px; }
}

.v2-loc-chips { display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 36px; }
.v2-loc-chip {
  padding: 12px 22px;
  border-radius: 999px;
  border: 1px solid var(--sand-deep);
  background: #fff;
  color: var(--ink);
  font-weight: 600; font-size: 14px;
  cursor: pointer;
  transition: all 250ms ease;
}
.v2-loc-chip:hover { border-color: var(--zurich-blue); color: var(--zurich-blue); transform: translateY(-2px); }
.v2-loc-chip.active {
  background: var(--zurich-blue); color: #fff;
  border-color: var(--zurich-blue);
  box-shadow: 0 10px 28px rgba(33,103,174,0.32);
}
.v2-loc-rows { display: flex; flex-direction: column; margin-bottom: 36px; }
.v2-loc-row {
  display: flex; gap: 18px; align-items: center;
  padding: 18px 0;
  border-top: 1px solid var(--sand-deep);
}
.v2-loc-row:last-child { border-bottom: 1px solid var(--sand-deep); }
.v2-loc-row .ic {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: #fff;
  color: var(--zurich-blue);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.v2-loc-row .ic svg { width: 19px; height: 19px; }
.v2-loc-row .k { font-size: 11px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gray-60); margin-bottom: 3px; }
.v2-loc-row .v { font-size: 15.5px; font-weight: 500; color: var(--ink); }
.v2-loc-row .v a { color: var(--zurich-blue); }

/* ============================================================
   Contact v2 — split flood
   ============================================================ */
.v2-contact {
  background:
    radial-gradient(ellipse 60% 50% at 90% 0%, rgba(31,122,188,0.35), transparent 60%),
    linear-gradient(135deg, #07203A 0%, #0F4C81 60%, #2167AE 100%);
  color: #fff;
  position: relative;
  overflow: hidden;
}
.v2-contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(40px, 6vw, 96px);
  align-items: start;
  position: relative; z-index: 1;
}
.v2-contact .v2-title { color: #fff; }
.v2-contact .v2-lead { color: rgba(255,255,255,0.82); }
.v2-cfeatures { display: flex; flex-direction: column; gap: 0; margin-top: 44px; }
.v2-cfeature {
  display: flex; gap: 18px; align-items: flex-start;
  padding: 20px 0;
  border-top: 1px solid rgba(255,255,255,0.14);
}
.v2-cfeature:last-child { border-bottom: 1px solid rgba(255,255,255,0.14); }
.v2-cfeature .ck {
  width: 30px; height: 30px; border-radius: 50%;
  background: rgba(255,255,255,0.12);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.v2-cfeature .ck svg { width: 15px; height: 15px; stroke-width: 2.5; }
.v2-cfeature .t { font-size: 15px; line-height: 1.55; color: rgba(255,255,255,0.9); padding-top: 4px; }

/* Standort-Telefonnummern im Kontaktbereich */
.v2-cphones { margin-top: 38px; }
.v2-cphones-lbl {
  font-size: 12px; font-weight: 600; letter-spacing: 0.13em; text-transform: uppercase;
  color: #9ec9ee; margin-bottom: 16px;
}
.v2-cphones-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.v2-cphone {
  display: flex; align-items: center; gap: 13px;
  padding: 14px 16px; border-radius: 14px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(158,201,238,0.22);
  transition: background 250ms ease, border-color 250ms ease, transform 250ms ease;
}
a.v2-cphone:hover {
  background: rgba(255,255,255,0.12);
  border-color: rgba(158,201,238,0.5);
  transform: translateY(-2px);
  text-decoration: none;
}
.v2-cphone .ic {
  width: 40px; height: 40px; border-radius: 11px; flex-shrink: 0;
  background: rgba(33,103,174,0.55); color: #fff;
  display: flex; align-items: center; justify-content: center;
}
.v2-cphone .ic svg { width: 18px; height: 18px; }
.v2-cphone .meta { display: flex; flex-direction: column; gap: 2px; min-width: 0; }
.v2-cphone .city { font-size: 12.5px; color: rgba(255,255,255,0.6); }
.v2-cphone .num { font-size: 16px; font-weight: 600; color: #fff; letter-spacing: -0.01em; white-space: nowrap; }
.v2-cphone.placeholder .num { color: rgba(255,255,255,0.42); font-weight: 500; font-style: italic; }
@media (max-width: 560px) { .v2-cphones-grid { grid-template-columns: 1fr; } }

.v2-form {
  background: #fff;
  border-radius: 24px;
  padding: clamp(28px, 3.4vw, 48px);
  color: var(--ink);
  box-shadow: 0 40px 100px rgba(0,0,0,0.35);
}
.v2-form h3 { font-size: 24px; font-weight: 600; margin: 0 0 6px; color: var(--ink); letter-spacing: -0.01em; }
.v2-form .sub { font-size: 14px; color: var(--gray-60); margin: 0 0 28px; }
.v2-field { position: relative; margin-bottom: 14px; }
.v2-field input, .v2-field select, .v2-field textarea {
  width: 100%;
  font: inherit; font-size: 15px;
  padding: 24px 16px 10px;
  border: 1px solid var(--gray-30);
  border-radius: 12px;
  background: #fff;
  color: var(--ink);
  transition: border-color 200ms ease, box-shadow 200ms ease;
}
.v2-field textarea { resize: vertical; min-height: 110px; }
.v2-field label {
  position: absolute; left: 17px; top: 17px;
  font-size: 15px; color: var(--gray-60);
  pointer-events: none;
  transition: all 200ms cubic-bezier(0.4, 0, 0.2, 1);
  background: #fff;
}
.v2-field.has-value label, .v2-field:focus-within label {
  top: 7px;
  font-size: 11px; font-weight: 600;
  letter-spacing: 0.04em;
  color: var(--zurich-blue);
}
.v2-field input:focus, .v2-field select:focus, .v2-field textarea:focus {
  outline: none;
  border-color: var(--zurich-blue);
  box-shadow: 0 0 0 3px var(--zurich-blue-50);
}
.v2-field.error input, .v2-field.error textarea { border-color: var(--danger); background: var(--danger-bg); }
.v2-field .err { font-size: 12px; color: var(--danger); font-weight: 500; margin-top: 5px; padding-left: 4px; }
.v2-field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.v2-check {
  display: flex; gap: 12px; align-items: flex-start;
  font-size: 13px; line-height: 1.5; color: var(--gray-60);
  margin: 8px 0 20px;
}
.v2-check input { accent-color: var(--zurich-blue); width: 17px; height: 17px; margin-top: 1px; flex-shrink: 0; }
.v2-check a { color: var(--zurich-blue); text-decoration: underline; }
.v2-submit { width: 100%; justify-content: center; }
.v2-confirm { text-align: center; padding: 36px 12px; }
.v2-confirm .big {
  width: 80px; height: 80px;
  border-radius: 50%;
  background: var(--success-bg); color: var(--success);
  display: inline-flex; align-items: center; justify-content: center;
  margin-bottom: 22px;
  animation: pop2 500ms cubic-bezier(0.34, 1.56, 0.64, 1);
}
.v2-confirm .big svg { width: 36px; height: 36px; stroke-width: 2.5; }
@keyframes pop2 { 0% { transform: scale(0); } 100% { transform: scale(1); } }
.v2-confirm h3 { font-size: 26px; margin: 0 0 10px; }
.v2-confirm p { color: var(--gray-60); margin: 0; }

/* Termin-vereinbaren-Block + Trenner im Kontaktformular */
.v2-book {
  display: grid;
  grid-template-columns: auto 1fr;
  grid-template-areas: "ic text" "btn btn";
  gap: 4px 16px;
  align-items: start;
  padding: 22px;
  border-radius: 18px;
  background: linear-gradient(135deg, rgba(33,103,174,0.10), rgba(15,76,129,0.05));
  border: 1px solid rgba(33,103,174,0.2);
}
.v2-book-ic {
  grid-area: ic;
  width: 48px; height: 48px; border-radius: 13px; flex-shrink: 0;
  background: var(--zurich-blue); color: #fff;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 8px 20px rgba(15,76,129,0.28);
}
.v2-book-ic svg { width: 24px; height: 24px; }
.v2-book-text { grid-area: text; }
.v2-book-text h3 { font-size: 21px; font-weight: 600; margin: 0 0 5px; color: var(--ink); letter-spacing: -0.01em; }
.v2-book-text p { font-size: 13.5px; line-height: 1.5; color: var(--gray-60); margin: 0; }
.v2-book .btn2 { grid-area: btn; margin-top: 16px; width: 100%; justify-content: center; }
.v2-book-or {
  display: flex; align-items: center; gap: 16px;
  margin: 22px 0;
  font-size: 12px; font-weight: 600; letter-spacing: 0.06em;
  text-transform: uppercase; color: var(--gray-60);
}
.v2-book-or::before, .v2-book-or::after {
  content: ''; flex: 1; height: 1px; background: var(--gray-15);
}

/* ============================================================
   Footer v2 — giant wordmark
   ============================================================ */
.v2-footer {
  background: #051628;
  color: rgba(255,255,255,0.75);
  padding: clamp(64px, 8vw, 110px) 0 0;
  overflow: hidden;
}
.v2-footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: clamp(32px, 4vw, 56px);
  margin-bottom: clamp(48px, 6vw, 80px);
}
.v2-footer h4 {
  font-size: 11.5px; font-weight: 600;
  letter-spacing: 0.14em; text-transform: uppercase;
  color: rgba(255,255,255,0.45);
  margin: 0 0 20px;
}
.v2-footer ul { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 12px; }
.v2-footer ul a {
  font-size: 14.5px; color: rgba(255,255,255,0.78);
  transition: color 200ms ease, padding-left 200ms ease;
}
.v2-footer ul a:hover { color: #fff; padding-left: 6px; }
.v2-footer .brand img { height: 128px; margin-bottom: 10px; margin-left: -4px; }
.v2-footer .brand p { font-size: 14px; line-height: 1.6; color: rgba(255,255,255,0.55); max-width: 320px; margin: 0; }
.v2-wordmark {
  font-size: clamp(64px, 12.5vw, 200px);
  font-weight: 600;
  letter-spacing: -0.04em;
  line-height: 0.9;
  color: rgba(255,255,255,0.06);
  white-space: nowrap;
  user-select: none;
  text-align: center;
  margin: 0 -4vw;
  pointer-events: none;
}
.v2-footer-bar {
  border-top: 1px solid rgba(255,255,255,0.1);
  margin-top: -30px;
  padding: 26px 0 30px;
  position: relative;
  background: #051628;
}
.v2-footer-bar .container {
  display: flex; justify-content: space-between; align-items: center;
  gap: 16px; flex-wrap: wrap;
  font-size: 13px; color: rgba(255,255,255,0.45);
}
.v2-footer-bar .links { display: flex; gap: 26px; }
.v2-footer-bar a:hover { color: #fff; }

/* ============================================================
   Cookie banner v2
   ============================================================ */
.v2-cookie {
  position: fixed;
  bottom: 20px; left: 50%;
  transform: translate(-50%, 140%);
  z-index: 2000;
  width: min(720px, calc(100vw - 32px));
  background: rgba(255,255,255,0.92);
  -webkit-backdrop-filter: blur(20px) saturate(150%); backdrop-filter: blur(20px) saturate(150%);
  border: 1px solid rgba(10,41,69,0.1);
  border-radius: 18px;
  padding: 22px 24px;
  display: flex;
  gap: 20px;
  align-items: center;
  box-shadow: 0 30px 80px rgba(7,32,58,0.3);
  transition: transform 700ms cubic-bezier(0.22, 1, 0.36, 1);
}
.v2-cookie.show { transform: translate(-50%, 0); }
.v2-cookie .ic {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: var(--zurich-blue-50); color: var(--zurich-blue);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.v2-cookie h4 { font-size: 15px; font-weight: 600; color: var(--ink); margin: 0 0 3px; }
.v2-cookie p { font-size: 12.5px; line-height: 1.45; color: var(--gray-60); margin: 0; }
.v2-cookie .acts { display: flex; gap: 8px; flex-shrink: 0; }
.v2-cookie .cbtn {
  padding: 11px 18px;
  border-radius: 999px;
  font-size: 13.5px; font-weight: 600;
  cursor: pointer;
  border: 1px solid transparent;
  transition: all 200ms ease;
  white-space: nowrap;
}
.v2-cookie .cbtn.primary { background: var(--zurich-blue); color: #fff; }
.v2-cookie .cbtn.primary:hover { background: var(--zurich-blue-deep); }
.v2-cookie .cbtn.ghost { background: transparent; color: var(--gray-60); border-color: var(--gray-30); }
.v2-cookie .cbtn.ghost:hover { color: var(--ink); border-color: var(--gray-60); }

/* ============================================================
   Responsive
   ============================================================ */
@media (max-width: 1100px) {
  .v2-stats-grid { grid-template-columns: repeat(2, 1fr); }
  .v2-product-grid { grid-template-columns: repeat(2, 1fr); }
  .v2-pcard.hero-card { grid-column: span 2; }
  .v2-team-grid { grid-template-columns: repeat(2, 1fr); }
  .v2-footer-grid { grid-template-columns: 1fr 1fr; }
  .v2-head-row { grid-template-columns: 1fr; gap: 24px; }
}
@media (max-width: 800px) {
  .v2-nav { display: none; }
  .v2-header-cta { display: none; }
  .v2-burger { display: flex; }
  .v2-product-grid { grid-template-columns: 1fr; }
  .v2-pcard.hero-card { grid-column: auto; flex-direction: column; align-items: flex-start; }
  .v2-process-grid, .v2-loc-grid, .v2-contact-grid { grid-template-columns: 1fr; }
  .v2-process-sticky { position: static; }
  .v2-pfocus { min-height: 0; }
  .v2-pfocus-ghost { font-size: clamp(160px, 40vw, 220px); }
  .v2-team-grid { grid-template-columns: 1fr 1fr; gap: 14px; }
  .v2-field-row { grid-template-columns: 1fr; }
  .v2-footer-grid { grid-template-columns: 1fr; }
  .v2-cookie { flex-wrap: wrap; }
  .v2-hero h1 { max-width: 100%; }
}

/* Reduced motion — auf Wunsch des Kunden bewusst NICHT abgeschaltet:
   Parallax & Animationen laufen für alle Besucher. */
