/* ============================================================
   v2 Estate — Konzept- & Immobilien-Sektionen
   ============================================================ */

/* ---------- Konzept ---------- */
.v2-konzept { background: var(--sand); overflow: hidden; padding-bottom: clamp(44px, 5vw, 72px); }
.v2-statement {
  font-size: clamp(26px, 3.6vw, 52px);
  font-weight: 300;
  font-style: italic;
  letter-spacing: -0.015em;
  line-height: 1.18;
  color: var(--ink);
  max-width: 26ch;
  margin: 0 auto clamp(56px, 7vw, 96px);
  text-align: center;
  text-wrap: balance;
}
.v2-statement strong { font-weight: 600; font-style: normal; color: var(--zurich-blue); }
.v2-statement .underline {
  position: relative;
  white-space: nowrap;
}
.v2-statement .underline::after {
  content: '';
  position: absolute; left: 0; right: 0; bottom: 2px;
  height: 3px;
  background: var(--zurich-blue-bright);
  border-radius: 99px;
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 1100ms cubic-bezier(0.22, 1, 0.36, 1) 500ms;
}
.in-view .v2-statement .underline::after { transform: scaleX(1); }

.v2-pillars {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-bottom: clamp(48px, 6vw, 72px);
}
.v2-pillar {
  background: #fff;
  border-radius: 20px;
  padding: 30px 28px;
  display: flex; flex-direction: column; gap: 12px;
  transition: transform 350ms cubic-bezier(0.22, 1, 0.36, 1), box-shadow 350ms ease;
}
.v2-pillar:hover {
  transform: translateY(-6px);
  box-shadow: 0 28px 56px rgba(15,76,129,0.13);
}
.v2-pillar .ic {
  width: 50px; height: 50px;
  border-radius: 14px;
  background: var(--zurich-blue-50);
  color: var(--zurich-blue);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 8px;
}
.v2-pillar .ic svg { width: 24px; height: 24px; stroke-width: 1.8; }
.v2-pillar h3 { font-size: 18.5px; font-weight: 600; color: var(--ink); margin: 0; letter-spacing: -0.01em; }
.v2-pillar p { font-size: 14px; line-height: 1.6; color: var(--gray-60); margin: 0; }

.v2-toolkit {
  margin-top: clamp(40px, 5vw, 68px);
  border-radius: 26px;
  padding: clamp(30px, 4vw, 52px);
  background: var(--zurich-blue-10);
  border: 1px solid var(--zurich-blue-50);
  color: var(--ink);
  position: relative;
  overflow: hidden;
}
.v2-toolkit::before {
  content: '';
  position: absolute; left: 0; top: 0; bottom: 0;
  width: 5px;
  background: linear-gradient(var(--zurich-blue), var(--zurich-blue-bright));
  pointer-events: none;
}
.v2-toolkit > * { position: relative; z-index: 1; }
.v2-toolkit-head { margin-bottom: clamp(22px, 2.6vw, 30px); }
.v2-toolkit-kicker {
  display: inline-block;
  font-size: 12px; font-weight: 600;
  letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--zurich-blue);
  margin-bottom: 12px;
}
.v2-toolkit-head h3 {
  font-size: clamp(24px, 3vw, 38px);
  font-weight: 600; line-height: 1.08; letter-spacing: -0.01em;
  color: var(--ink); margin: 0;
}
.v2-toolkit-head h3 .it { font-style: italic; font-weight: 300; color: var(--zurich-blue); }
.v2-toolkit .chips { display: flex; gap: 12px; flex-wrap: wrap; }
.v2-tool-chip {
  display: inline-flex; align-items: center; gap: 11px;
  padding: 13px 22px;
  border-radius: 999px;
  background: #fff;
  border: 1px solid var(--zurich-blue-50);
  font-size: 15px; font-weight: 600;
  color: var(--ink);
  transition: all 250ms ease;
  cursor: default;
}
.v2-tool-chip:hover {
  border-color: var(--zurich-blue);
  transform: translateY(-2px);
  box-shadow: 0 10px 24px rgba(33,103,174,0.14);
}
.v2-tool-chip svg { width: 18px; height: 18px; color: var(--zurich-blue); }
.v2-goals {
  margin-top: clamp(20px, 2.6vw, 28px);
  font-size: 15.5px;
  line-height: 1.6;
  color: var(--gray-60);
  max-width: 62ch;
}
.v2-goals b { color: var(--ink); font-weight: 600; }

/* ---------- Beratungstool: SSR Finanzkompass ---------- */
.v2-tool-suite {
  margin-top: clamp(44px, 5.5vw, 72px);
  border-radius: 28px;
  padding: clamp(32px, 4vw, 60px);
  background:
    radial-gradient(ellipse 65% 90% at 100% 0%, rgba(31,122,188,0.42), transparent 68%),
    linear-gradient(158deg, #0F4C81 0%, #07203A 100%);
  color: #fff;
  position: relative;
  overflow: hidden;
}
.v2-tool-suite-head { max-width: 640px; margin-bottom: clamp(28px, 3.4vw, 42px); position: relative; z-index: 1; }

/* Finanzkompass als eigene, dunkle Sektion (Versicherungen-Seite) */
.v2-finanzkompass { background: #07203A; }
.v2-finanzkompass .v2-title { color: #fff; }
.v2-finanzkompass .v2-title .accent { color: #9ec9ee; }
.v2-finanzkompass .v2-lead { color: rgba(255,255,255,0.72); }
.v2-finanzkompass .v2-tool-suite {
  border: 1px solid rgba(158,201,238,0.18);
  box-shadow: 0 30px 70px rgba(0,0,0,0.3);
}

/* Dekorativer Kompass oben rechts */
.v2-tool-deco {
  position: absolute;
  top: clamp(-40px, -1.4vw, -18px);
  right: clamp(-30px, 0vw, 10px);
  width: clamp(190px, 23vw, 340px);
  height: auto;
  opacity: 0.72;
  pointer-events: none;
  z-index: 0;
  filter: drop-shadow(0 0 40px rgba(33,103,174,0.55));
}
.v2-tool-deco .rings-spin { transform-origin: 100px 100px; animation: deco-spin 64s linear infinite; }
@keyframes deco-spin { to { transform: rotate(360deg); } }
.v2-tool-deco .ring { fill: none; stroke: rgba(158,201,238,0.6); stroke-width: 1.4; }
.v2-tool-deco .ring.dim { stroke: rgba(158,201,238,0.32); }
.v2-tool-deco .ticks line { stroke: rgba(158,201,238,0.6); stroke-width: 2; stroke-linecap: round; }
.v2-tool-deco .needle-n { fill: #9ec9ee; }
.v2-tool-deco .needle-s { fill: rgba(255,255,255,0.26); }
.v2-tool-deco .hub { fill: #fff; }
.v2-tool-deco .lbl { fill: rgba(158,201,238,0.9); font: 700 13px var(--font-sans); }
@media (max-width: 700px) {
  .v2-tool-deco { width: 150px; opacity: 0.4; top: -26px; right: -18px; }
}
.v2-tool-kicker {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 12px; font-weight: 600;
  letter-spacing: 0.14em; text-transform: uppercase;
  color: #9ec9ee; margin-bottom: 16px;
}
.v2-tool-kicker svg { width: 16px; height: 16px; }
.v2-tool-suite-head h3 {
  font-size: clamp(28px, 3.2vw, 46px);
  font-weight: 600; letter-spacing: -0.02em;
  color: #fff; margin: 0 0 14px;
}
.v2-tool-suite-head h3 .it { font-style: italic; font-weight: 300; color: #9ec9ee; }
.v2-tool-suite-head p {
  font-size: clamp(15px, 1.3vw, 18px); line-height: 1.6;
  color: rgba(255,255,255,0.8); margin: 0;
}
.v2-tool-modules {
  display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px;
  position: relative; z-index: 1;
}
.v2-tool-mod {
  background: rgba(255,255,255,0.055);
  border: 1px solid rgba(255,255,255,0.13);
  border-radius: 18px;
  padding: clamp(22px, 2.5vw, 32px);
  display: flex; flex-direction: column; gap: 14px;
  transition: border-color 300ms ease, background 300ms ease, transform 350ms cubic-bezier(0.22,1,0.36,1);
}
.v2-tool-mod:hover {
  border-color: rgba(158,201,238,0.5);
  background: rgba(255,255,255,0.09);
  transform: translateY(-4px);
}
.v2-tool-mod .top { display: flex; align-items: center; gap: 15px; }
.v2-tool-mod .ic {
  width: 50px; height: 50px; border-radius: 14px; flex-shrink: 0;
  background: rgba(33,103,174,0.4); color: #9ec9ee;
  display: flex; align-items: center; justify-content: center;
}
.v2-tool-mod .ic svg { width: 25px; height: 25px; stroke-width: 1.8; }
.v2-tool-mod h4 {
  font-size: 20px; font-weight: 600; color: #fff;
  margin: 0; letter-spacing: -0.01em;
}
.v2-tool-mod p {
  font-size: 14.5px; line-height: 1.6;
  color: rgba(255,255,255,0.78); margin: 0;
}
.v2-tool-tags { display: flex; flex-wrap: wrap; gap: 7px; margin-top: 2px; }
.v2-tool-tags span {
  font-size: 12px; font-weight: 600;
  padding: 5px 12px; border-radius: 999px;
  background: rgba(158,201,238,0.13);
  border: 1px solid rgba(158,201,238,0.28);
  color: #bcdcf5;
}

@media (max-width: 1100px) {
  .v2-pillars { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 800px) {
  .v2-pillars { grid-template-columns: 1fr; }
  .v2-toolkit { padding: clamp(26px, 6vw, 40px); }
  .v2-immo-grid { grid-template-columns: 1fr; }
  .v2-tool-modules { grid-template-columns: 1fr; }
}

/* ---------- Immobilien ---------- */
.v2-immo {
  background: #07203A;
  color: #fff;
  overflow: hidden;
  position: relative;
}
.v2-immo::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 45% 55% at 8% 12%, rgba(33,103,174,0.30), transparent 70%),
    radial-gradient(ellipse 40% 50% at 95% 90%, rgba(31,122,188,0.18), transparent 70%);
  pointer-events: none;
}
.v2-immo .v2-title { color: #fff; }
.v2-immo .v2-lead { color: rgba(255,255,255,0.78); }
.v2-immo-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px;
  position: relative; z-index: 1;
}
.v2-icard {
  position: relative;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.13);
  border-radius: 24px;
  padding: clamp(30px, 3.4vw, 48px);
  display: flex; flex-direction: column;
  -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px);
  transition: border-color 300ms ease, background 300ms ease, transform 350ms cubic-bezier(0.22, 1, 0.36, 1);
  overflow: hidden;
}
.v2-icard:hover {
  border-color: rgba(158,201,238,0.5);
  background: rgba(255,255,255,0.075);
  transform: translateY(-6px);
}
.v2-icard .top {
  display: flex; align-items: flex-start; justify-content: space-between;
  gap: 16px;
  margin-bottom: 22px;
}
.v2-icard .ic {
  width: 64px; height: 64px;
  border-radius: 18px;
  background: rgba(33,103,174,0.35);
  color: #9ec9ee;
  display: flex; align-items: center; justify-content: center;
}
.v2-icard .ic svg { width: 30px; height: 30px; stroke-width: 1.7; }
.v2-icard .badge {
  font-size: 11px; font-weight: 600;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: #9ec9ee;
  background: rgba(33,103,174,0.25);
  border: 1px solid rgba(158,201,238,0.35);
  padding: 7px 14px;
  border-radius: 999px;
  white-space: nowrap;
}
.v2-icard h3 {
  font-size: clamp(24px, 2.2vw, 30px);
  font-weight: 600;
  letter-spacing: -0.015em;
  color: #fff;
  margin: 0 0 10px;
}
.v2-icard .sub {
  font-size: 15.5px; line-height: 1.6;
  color: rgba(255,255,255,0.75);
  margin: 0 0 28px;
}
.v2-icard ul {
  list-style: none;
  margin: 0 0 32px; padding: 0;
  display: flex; flex-direction: column;
  flex: 1;
}
.v2-icard li {
  display: flex; gap: 14px; align-items: flex-start;
  padding: 13px 0;
  border-top: 1px solid rgba(255,255,255,0.1);
  font-size: 15px; line-height: 1.5;
  color: rgba(255,255,255,0.88);
}
.v2-icard li:last-child { border-bottom: 1px solid rgba(255,255,255,0.1); }
.v2-icard li .ck {
  width: 24px; height: 24px;
  border-radius: 50%;
  background: rgba(93,211,158,0.16);
  color: #5dd39e;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
}
.v2-icard li .ck svg { width: 13px; height: 13px; stroke-width: 3; }
.v2-immo-note {
  margin-top: 28px;
  display: flex; gap: 16px; align-items: center;
  padding: 22px 26px;
  border-radius: 16px;
  background: rgba(33,103,174,0.16);
  border: 1px solid rgba(158,201,238,0.25);
  position: relative; z-index: 1;
}
.v2-immo-note .ic {
  width: 42px; height: 42px;
  border-radius: 12px;
  background: rgba(158,201,238,0.18);
  color: #9ec9ee;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.v2-immo-note .ic svg { width: 20px; height: 20px; }
.v2-immo-note p { font-size: 14.5px; line-height: 1.55; color: rgba(255,255,255,0.85); margin: 0; }
.v2-immo-note b { color: #fff; }

/* Inline-Link in Immobilien-Karten */
.v2-icard-link {
  display: inline-flex; align-items: center; gap: 10px;
  align-self: flex-start;
  font-size: 15px; font-weight: 600;
  color: #9ec9ee;
  padding-bottom: 4px;
  border-bottom: 1.5px solid rgba(158,201,238,0.35);
  transition: gap 250ms ease, color 250ms ease, border-color 250ms ease;
}
.v2-icard-link svg { width: 17px; height: 17px; transition: transform 250ms ease; }
.v2-icard-link:hover {
  color: #fff;
  border-bottom-color: #fff;
  gap: 14px;
}
.v2-icard-link:hover svg { transform: translateX(3px); }