/* ============================================================
   v2 Difference — Qualifikation & Service
   ============================================================ */
.v2-diff { background: var(--sand); overflow: hidden; }
.v2-diff-grid {
  display: grid;
  grid-template-columns: 1.02fr 0.98fr;
  gap: clamp(20px, 3vw, 36px);
  align-items: stretch;
}
.v2-diff-card {
  background: #fff;
  border: 1px solid var(--gray-15);
  box-shadow: 0 18px 44px rgba(15,76,129,0.07);
  border-radius: 24px;
  padding: clamp(30px, 3.2vw, 46px);
  border: 1px solid var(--sand-deep);
}

/* Qualifikation */
.v2-diff-head {
  display: flex; gap: 18px; align-items: flex-start;
  margin-bottom: 28px;
}
.v2-diff-head .ic {
  width: 56px; height: 56px; border-radius: 16px; flex-shrink: 0;
  background: var(--zurich-blue-50); color: var(--zurich-blue);
  display: flex; align-items: center; justify-content: center;
}
.v2-diff-head .ic svg { width: 28px; height: 28px; stroke-width: 1.7; }
.v2-diff-head h3 {
  font-size: clamp(22px, 2.2vw, 28px); font-weight: 600;
  color: var(--ink); margin: 0 0 6px; letter-spacing: -0.015em;
}
.v2-diff-head p { font-size: 15px; line-height: 1.55; color: var(--gray-60); margin: 0; }
.v2-diff-creds { display: flex; flex-wrap: wrap; gap: 10px; }
.v2-cred {
  display: inline-flex; align-items: center; gap: 9px;
  padding: 11px 16px; border-radius: 12px;
  background: var(--zurich-blue-10);
  border: 1px solid var(--zurich-blue-50);
  font-size: 14px; font-weight: 600; color: var(--zurich-blue-deep);
}
.v2-cred svg { width: 15px; height: 15px; color: var(--zurich-blue); flex-shrink: 0; }
.v2-cred.more { background: transparent; border-style: dashed; color: var(--gray-60); }

/* Service */
.v2-diff-service { display: flex; flex-direction: column; }
.v2-diff-service .lbl {
  font-size: 12px; font-weight: 600;
  letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--gray-60); margin-bottom: 24px;
}
.v2-srow {
  display: flex; gap: 18px;
  padding: 22px 0;
  border-top: 1px solid var(--sand-deep);
}
.v2-srow:first-of-type { border-top: 0; padding-top: 4px; }
.v2-srow:last-of-type { padding-bottom: 0; }
.v2-srow .ic {
  width: 50px; height: 50px; border-radius: 14px; flex-shrink: 0;
  background: var(--zurich-blue); color: #fff;
  display: flex; align-items: center; justify-content: center;
}
.v2-srow .ic svg { width: 23px; height: 23px; stroke-width: 1.8; }
.v2-srow h4 { font-size: 18px; font-weight: 600; color: var(--ink); margin: 0 0 6px; letter-spacing: -0.01em; }
.v2-srow p { font-size: 14.5px; line-height: 1.6; color: var(--gray-60); margin: 0; }
.v2-srow .name { color: var(--zurich-blue-deep); font-weight: 600; }

@media (max-width: 900px) {
  .v2-diff-grid { grid-template-columns: 1fr; }
}