/* ============================================================
   Finanzteam SSR — Rechtliche Seiten (Impressum, Datenschutz, …)
   ============================================================ */
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--ink);
  background: #fff;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--zurich-blue); text-decoration: none; }
a:hover { text-decoration: underline; }

/* Header */
.legal-header {
  position: sticky; top: 0; z-index: 50;
  height: 112px;
  display: flex; align-items: center;
  background: rgba(255,255,255,0.92);
  -webkit-backdrop-filter: blur(16px); backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(10,41,69,0.08);
}
.legal-header .wrap {
  width: 100%; max-width: 1080px; margin: 0 auto;
  padding: 0 clamp(20px, 4vw, 40px);
  display: flex; align-items: center; justify-content: space-between; gap: 20px;
}
.legal-header img { height: 92px; width: auto; display: block; }
.legal-back {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 14px; font-weight: 600; color: var(--zurich-blue);
}
.legal-back svg { width: 17px; height: 17px; }
.legal-back:hover { text-decoration: none; color: var(--zurich-blue-deep); }

/* Hero band */
.legal-hero {
  background: linear-gradient(135deg, #07203A 0%, #0F4C81 70%, #2167AE 100%);
  color: #fff;
  padding: clamp(56px, 8vw, 96px) clamp(20px, 4vw, 40px) clamp(48px, 6vw, 72px);
}
.legal-hero .wrap { max-width: 1080px; margin: 0 auto; }
.legal-hero .eyebrow {
  font-size: 12px; font-weight: 600; letter-spacing: 0.16em; text-transform: uppercase;
  color: #9ec9ee; margin-bottom: 16px;
}
.legal-hero h1 {
  font-size: clamp(34px, 5vw, 60px); font-weight: 600;
  letter-spacing: -0.02em; line-height: 1.05; margin: 0; color: #fff;
}
.legal-hero p { margin: 16px 0 0; color: rgba(255,255,255,0.82); font-size: 17px; max-width: 60ch; }

/* Content */
.legal-main {
  max-width: 1080px; margin: 0 auto;
  padding: clamp(48px, 7vw, 88px) clamp(20px, 4vw, 40px) clamp(64px, 9vw, 120px);
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: clamp(32px, 5vw, 72px);
  align-items: start;
}
.legal-toc {
  position: sticky; top: 136px;
  font-size: 14px;
}
.legal-toc h4 {
  font-size: 11px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--gray-60); margin: 0 0 14px;
}
.legal-toc ul { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 9px; }
.legal-toc a { color: var(--gray-60); font-weight: 500; }
.legal-toc a:hover { color: var(--zurich-blue); text-decoration: none; }

.legal-body { max-width: 70ch; }
.legal-body section { margin-bottom: clamp(36px, 4vw, 52px); scroll-margin-top: 130px; }
.legal-body h2 {
  font-size: clamp(22px, 2.4vw, 28px); font-weight: 600;
  letter-spacing: -0.01em; color: var(--ink); margin: 0 0 16px;
  padding-bottom: 12px; border-bottom: 1px solid var(--gray-15);
}
.legal-body h3 { font-size: 17px; font-weight: 600; color: var(--ink); margin: 24px 0 8px; }
.legal-body p { font-size: 15.5px; line-height: 1.7; color: var(--gray-90); margin: 0 0 14px; }
.legal-body ul, .legal-body ol { margin: 0 0 16px; padding-left: 22px; }
.legal-body li { font-size: 15.5px; line-height: 1.7; color: var(--gray-90); margin-bottom: 7px; }
.legal-body strong { color: var(--ink); font-weight: 600; }
.legal-body a { font-weight: 500; }

.legal-card {
  background: var(--sand);
  border-radius: 14px;
  padding: 24px 28px;
  margin: 0 0 16px;
}
.legal-card p { margin: 0 0 4px; }
.legal-card .lbl { font-size: 12px; font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; color: var(--gray-60); margin-top: 14px; }
.legal-card .lbl:first-child { margin-top: 0; }

/* Platzhalter, die noch ausgefüllt werden müssen */
.ph {
  background: #FBF1E0;
  color: #8a5a12;
  border-bottom: 1px dashed #d8a94a;
  padding: 1px 5px; border-radius: 3px;
  font-weight: 600; font-size: 0.95em;
}
.legal-note {
  display: flex; gap: 14px; align-items: flex-start;
  background: var(--zurich-blue-50);
  border-radius: 12px; padding: 18px 22px;
  font-size: 14px; line-height: 1.6; color: var(--zurich-blue-deep);
  margin-bottom: 32px;
}
.legal-note svg { width: 20px; height: 20px; flex-shrink: 0; margin-top: 2px; color: var(--zurich-blue); }

/* Footer */
.legal-footer {
  background: #051628; color: rgba(255,255,255,0.6);
  padding: 40px clamp(20px, 4vw, 40px);
  font-size: 13px;
}
.legal-footer .wrap {
  max-width: 1080px; margin: 0 auto;
  display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap;
}
.legal-footer .links { display: flex; gap: 22px; }
.legal-footer a { color: rgba(255,255,255,0.75); }
.legal-footer a:hover { color: #fff; }

@media (max-width: 760px) {
  .legal-main { grid-template-columns: 1fr; gap: 28px; }
  .legal-toc { position: static; display: none; }
}